Insurance Plans Reviews and Articles

ESIC Medicare Facilities for Unorganised Sector Workers

Posted in health insurance by kishosingh on March 24, 2010

With the recent updates in ESIC policy now, millions of workers in the unorganised sector would be able to take advantage of the ESIC medicare facilities. Recently, government announced to amend the Employees’ State Insurance Act 1948 to significantly enhance the social security coverage.

ESI Corporation sources said to ET, “The facilities of ESIC would now be extended to workers in the unorganised sector under Rashtriya Swasthya Bima Yojana by making optimum use of under-utilised hospitals and dispensaries of ESI Corporation.”

Further sources said, “The ESIC would be empowered to enter into an agreement with any local authority, local body or private body for commissioning or running ESI hospitals through third party participation for providing medical treatment and attendance to insured persons.

The state governments, with the prior approval of the Centre, would be able to set up autonomous organisations on the pattern of ESIC.

A Bill to amend the ESI Act 1948 would be brought before Parliament.”

Now, the act will interact with local authority, local body or private body to empower and providing medical treatment.

About this updates,, a business and finance news portal writes, “A decision to amend the existing Act to ensure effective implementation of the Employees’ State Insurance Scheme was taken at a meeting of the Union Cabinet chaired by Prime Minister Manmohan Singh.”

According to the updates, “It would apply to all places where ten or more workers are employed.”

So, it is effective for those workers who work in a team of at least 10 workers. In Delhi, there are many un-organised sectors which have not a team of 10. What about them? Will they still out from the facilities?

Still there is need of lots of improvement in ESI act and policies. It should be easier and more effective from the government sides. It is other good news in insurance field after Wealth Plus Insurance Policy from LIC.

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